If we could predict exactly what would happen in our lives, there would be no need for insurance. Life insurance can be the anchor of your family’s financial security and can help you leave that same financial security to the next generation. Because your financial situation is unique, your life insurance needs are different from anyone else’s. Halliday Financial offers a broad range of life insurance products to help provide financial protection for you and your family.
Why Life Insurance?
Life insurance offers financial protection for your family and beneficiaries when you die. Some types of policies also accumulate cash value, building a living benefit that can be used for supplemental retirement income, funding for a child’s education or liquidity for unexpected financial troubles.
Halliday Insurance F.A.Q.’s
Who needs life insurance?
The answer to this question depends in large part on your needs and your income. If you have loved ones who rely on you for their financial well-being, securing the proper type and amount of life insurance coverage can make you feel that an important risk has been eliminated.
What are the different types of life insurance?
There are two basic types of life insurance: Term Life Insurance and Permanent Life Insurance.
What is Term Life Insurance?
For those who have a specific need for coverage for a certain period of time, or for a cost that is generally lower than permanent insurance, term life insurance is often a good option.
What is Permanent Life Insurance?
For those who want the added benefits and security that come from owning life insurance that covers them and their family for their entire lives, permanent life insurance is a great option. Often, a combination of both term and permanent life insurance is an excellent way of balancing proper coverage, specific to various planning needs, and affordability. Read about – Halliday Financial’s Permanent Life Insurance Product Options.
What is Long term care insurance?
The need for long term care can arise for anyone at any time. It may arise as the result of a chronic illness or it may arise because of something as simple as an injury or accident. The important thing to remember about long term care is that it is costly and can have a devastating impact on the finances of your family. Read about – Halliday Financial’s Long Term Care Product Options.
What is Disability Income Insurance?
If you are like most people, you have insurance on your house, your car and other items of value. But, you may have overlooked protecting what is often your most valuable asset – your ability to generate an income. Accumulating the assets you have, paying for the everyday needs of you and your family and securing a financial future are all dependent on your ability to earn income. Read about – Halliday Financial’s Disibility Income Insurance Product Options.