We have a portfolio to fit every type of investor, whether you have mid-term or long-term goals; qualified retirement plan assets or non-qualified assets to invest; have $1 million or $100,000.

Two important aspects of a TSA portfolio are:

1. You get meaningful diversification across investment objective lines.
2. You get meaningful diversification across management lines.

This is achieved by using funds with different investment objectives (e.g., small-cap, large-cap, international) and with different managers (by using mutual funds from different fund families in the same portfolio).

Before establishing a TSA portfolio, a Registered Investment Advisor will ascertain the time horizon for the investment, your personal risk tolerance and the way in which the TSA portfolio will mesh best with your other investments.

Our standard portfolios are based on the weighting given to equities (stock mutual funds) within the investment. Equity Weighted 100 portfolios are made up entirely of stock mutual funds in various objective categories. Equity Weighted 80 portfolios hold 80% of the same stock mutual funds and add 10% of corporate bond mutual funds and 10% of government bond mutual funds to the mix. Equity Weighted 60 and 40 portfolios simply decrease the relative exposure to equities thereby reducing risk in the portfolio.

Portfolios comprised of non-qualified assets will be managed to produce, among other things, the greatest income tax efficiency.

Retirement portfolios will be managed based on your overall investment mix and your time horizon to retirement.

You also have the ability to customize your portfolio with the help of one of TSA's Registered Investment Advisors. This will allow you to construct a portfolio different from the standard portfolios created in our Equity Weighted 100, 80, 60 and 40 programs.

We are aware that unnecessary management costs erode returns. We make every effort to keep such costs to a minimum. We even offer No Transaction Fee portfolios comprised of mutual funds from a list of mutual funds that have no fees associated with their purchase.

Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that the future performance of any specific investment, investment strategy (including the investments and/or investment strategies recommended and/or purchased by adviser), or product made reference to directly or indirectly on this Website, or indirectly via link to any unaffiliated third-party Website, will be profitable or equal to corresponding indicated performance levels.

Different types of investment involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client's investment portfolio. No client or prospective client should assume that any information presented and/or made available on this Website serves as the receipt of, or a substitute for, personalized individual advice from the adviser or any other investment professional.